TrumpIRA.gov

Unpublished Executive Order

This executive order was recently signed and has not yet been published in the Federal Register. This page will be updated once the official text has been published.

Summary

Creates a government website, TrumpIRA.gov, to help workers without company plans find low-cost retirement accounts and get a government savings match.

What problem does this solve?

Many Americans, like part-time workers and contractors, do not have retirement plans through their jobs. This order creates a website to show them simple, low-cost retirement options and help them get a government match for their savings.

What does this order do?

Establishes TrumpIRA.gov website

Directs the Secretary of the Treasury to create a website called TrumpIRA.gov by January 1, 2027. It will provide information on high-quality, low-cost retirement accounts (IRAs).

Promotes the Federal Saver's Match

Aims to increase public awareness of the Federal Saver's Match, which provides up to a $1,000 government contribution to the retirement accounts of eligible savers.

Sets standards for listed retirement accounts

Requires that IRAs listed on the website must have low fees (under 0.15%), offer diverse investment options like lifecycle funds, and have no minimum contribution or balance rules.

Requires guidance for charitable contributions

Directs the Treasury and IRS to clarify the tax rules for non-profit organizations that want to contribute to the retirement accounts of workers they serve.

Ensures worker protections

Tasks the Treasury and Labor departments with issuing rules to make sure the retirement accounts are transparent and protect workers' savings from risky or improper transactions.

Calls for new laws

Requires the Secretary of the Treasury to prepare recommendations for new laws that would make the policies in this order permanent.

Who does this affect?

Independent contractors and self-employed individuals
Part-time workers
Small business employees

What is the real world impact?

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Uses a politically branded name for a government program

Naming the website 'TrumpIRA.gov' could be seen as a political move to attach a specific administration's brand to a federal retirement savings initiative, potentially for political credit.

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Provides retirement options for underserved workers

Gives millions of workers in small businesses, part-time jobs, or who are self-employed access to simple, low-cost retirement savings plans, similar to what federal employees receive.

When does this start?

This order takes effect on April 30, 2026, and sets a deadline for creating the main website.

TrumpIRA.gov Website Launch

The Secretary of the Treasury must create and launch the TrumpIRA.gov website by January 1, 2027.

Promoting Retirement-Savings Access for American Workers by Establishing TrumpIRA.gov