PATRIOT ACT - Detailed breakdown

Creates a fund in the U.S. Treasury to reimburse Department of Justice components for costs related to counter-terrorism activities, facility repair, and prosecution of terrorism.

Directs the U.S. Secret Service to develop a national network of electronic crime task forces to prevent, detect, and investigate electronic crimes, including potential terrorist attacks.

Authorizes the interception of wire, oral, and electronic communications for investigations related to terrorism, chemical weapons, and computer fraud and abuse.

Amends the Foreign Intelligence Surveillance Act (FISA) to allow surveillance orders to apply to a person rather than a specific phone or device, enabling authorities to follow a target who switches devices.

Authorizes courts to permit a delay in notifying individuals that a search warrant has been executed if immediate notification may have an adverse result, such as endangering a person or flight from prosecution.

Allows the FBI to apply for an order to obtain any tangible things, including books, records, and documents, for investigations to protect against international terrorism or clandestine intelligence activities.

Allows a federal judge in any district where terrorism-related activities occurred to issue a search warrant executable anywhere in the U.S. and simplifies obtaining warrants for electronic evidence.

Authorizes the Treasury Secretary to require U.S. financial institutions to take special measures, like enhanced record-keeping, against foreign jurisdictions or institutions identified as primary money laundering risks.

Requires U.S. financial institutions to establish enhanced due diligence procedures for private banking and correspondent accounts opened for non-U.S. persons to detect and report money laundering.

Prohibits U.S. financial institutions from establishing, maintaining, or managing correspondent accounts for foreign banks that lack a physical presence in any country.

Directs the Treasury Secretary to adopt regulations encouraging information sharing between financial institutions, regulators, and law enforcement to identify and report suspected terrorist and money laundering activities.

Amends federal law to include foreign corruption offenses, such as bribery of a public official and embezzlement of public funds, as predicate offenses for money laundering charges.

Grants U.S. district courts jurisdiction over foreign persons and institutions that commit money laundering offenses involving a financial transaction occurring in whole or in part in the United States.

Allows U.S. authorities to seize funds in a foreign bank's U.S. interbank account to forfeit criminal proceeds that were deposited in that foreign bank abroad.

Mandates that the Treasury Secretary issue regulations setting minimum standards for financial institutions to verify the identity of any person seeking to open an account.

Requires every financial institution to establish an anti-money laundering program that includes internal policies, a designated compliance officer, ongoing employee training, and an independent audit function.

Increases civil and criminal penalties for violating geographic targeting orders and certain recordkeeping requirements, and extends the effective period of such orders from 60 to 180 days.

Amends the Bank Secrecy Act and other laws to allow financial information to be shared with U.S. intelligence agencies for counterintelligence activities against international terrorism.

Expands the definition of money transmitting businesses to include informal systems, subjecting them to anti-money laundering regulations and suspicious activity reporting requirements.

Increases civil and criminal penalties for international counter-money laundering violations to an amount not less than twice the transaction amount, up to a maximum of $1,000,000.

Authorizes the Federal Reserve Board to designate personnel as law enforcement officers with the power to carry firearms and make arrests to protect its facilities and personnel.

Establishes the act of knowingly concealing and smuggling more than $10,000 in currency into or out of the U.S. to evade reporting requirements as a specific criminal offense.

Increases prison sentences for various domestic and foreign counterfeiting offenses and updates the law to include the use of analog, digital, or electronic images in counterfeiting.

Requires the FBI to provide the Department of State and INS with access to criminal history records for screening visa applicants and applicants for admission to the U.S.

Amends the Immigration and Nationality Act to broaden the definitions of 'engage in terrorist activity' and 'terrorist organization,' expanding the grounds for denying entry to the U.S.

Authorizes the Attorney General to certify and detain any non-citizen believed to be a terrorist or to endanger national security, with provisions for review and habeas corpus proceedings.

Urges expedited implementation of an integrated entry-exit data system using biometric technology and requires countries in the visa waiver program to issue machine-readable passports.

Requires the full implementation and expansion of the foreign student visa monitoring program to include other approved educational institutions like flight schools and language training schools.

Authorizes the Attorney General and Secretary of State to pay rewards for assistance in combating terrorism, including for information identifying key terrorist leaders.

Permits federal officers conducting foreign intelligence surveillance to consult and coordinate with federal law enforcement officers to investigate or protect against terrorist acts.

Amends various laws to allow the FBI to more easily obtain telephone, financial, and consumer credit records for investigations related to international terrorism or clandestine intelligence activities.

Allows the Attorney General to obtain a court order for educational records relevant to an investigation or prosecution of terrorism, overriding certain privacy protections.

Provides for expedited payment and increases the benefit amount for public safety officers killed or catastrophically injured as a direct result of a terrorist attack.

Establishes new federal criminal offenses for willfully wrecking, disabling, or committing other acts of violence against mass transportation systems.

Defines domestic terrorism as acts dangerous to human life that violate criminal laws and appear intended to intimidate a civilian population or influence government policy.

Creates a new federal offense for harboring or concealing any person known to have committed or be about to commit specific terrorism-related crimes.

Authorizes the civil forfeiture of all foreign or domestic assets of individuals or organizations engaged in terrorism against the U.S., or assets used to support terrorism.

Eliminates the statute of limitations for specified federal terrorism crimes if the offense resulted in, or created a foreseeable risk of, death or serious bodily injury.

Updates the Computer Fraud and Abuse Act, increasing penalties for damaging protected computers and clarifying what constitutes loss and damage from cyberattacks.

Broadens the prohibition on biological weapons to include possession of a biological agent or toxin not justified by a peaceful purpose and bars certain restricted persons from possessing them.

Authorizes the Attorney General to make grants to state and local governments to improve the ability of first responders to prevent and respond to acts of terrorism.

Makes any alien known or believed to be involved in money laundering inadmissible to the United States and requires the creation of a money laundering watchlist.

Amends telemarketing laws to include fraudulent charitable solicitations and requires telemarketers to disclose that the purpose of a call is to solicit donations.

Prohibits states from issuing a license to transport hazardous materials unless the Secretary of Transportation determines, after a background check, that the individual does not pose a security risk.

Establishes a grant program for states and local governments to enhance their capability to prepare for and respond to terrorist acts, including purchasing equipment and providing training.

Amends the Crime Identification Technology Act of 1998 to allow grants to be used for antiterrorism purposes and authorizes funding for fiscal years 2002 through 2007.

Strengthens U.S. measures to prevent, detect, and prosecute international money laundering and the financing of terrorism by increasing scrutiny of foreign jurisdictions and financial institutions.

Authorizes insured depository institutions to disclose suspicions of illegal activity in written employment references for former employees when requested by another institution, with liability protection.

Requires the Secretary of the Treasury to issue regulations mandating that securities brokers and dealers submit suspicious activity reports to combat money laundering.

Requires nonfinancial trades or businesses to report cash transactions exceeding $10,000 to the Financial Crimes Enforcement Network.

Amends the International Emergency Powers Act to grant the President authority to confiscate property of any foreign person, organization, or country determined to have been involved in attacks against the U.S.

Permits the sharing of criminal investigative information, including grand jury and wiretap intelligence, among federal law enforcement, intelligence, immigration, and national security officials.

Specifies that many enhanced surveillance provisions in this title will cease to have effect on December 31, 2005, unless reauthorized by Congress.

Formally establishes the Financial Crimes Enforcement Network (FinCEN) as a bureau within the Department of the Treasury and defines its director's duties and powers.

Directs the Secretary of the Treasury to establish a highly secure network at FinCEN for financial institutions to file reports and receive alerts on suspicious activities.

Mandates the development of a technology standard to verify the identity of visa applicants and those seeking entry, creating an integrated system for sharing law enforcement data.

Removes the $30,000 annual cap on overtime pay for Immigration and Naturalization Service employees, allowing for increased operational flexibility.

Extends U.S. special maritime and territorial jurisdiction to offenses committed by or against a U.S. national on the premises of U.S. missions abroad.

Mandates that the Attorney General and other law enforcement agencies expeditiously share foreign intelligence acquired during criminal investigations with the Director of Central Intelligence.

Expresses the Senate's view that the U.S. should make a substantial new investment in improving bioterrorism preparedness and response capabilities at federal, state, and local levels.

Establishes the National Infrastructure Simulation and Analysis Center (NISAC) to model, simulate, and analyze the nation's critical infrastructures to mitigate threats and enhance stability.

Allows the Department of Defense to contract with local and state governments for security at U.S. military installations during Operation Enduring Freedom and for 180 days after.

Provides special immigrant status, extends deadlines, and offers other humanitarian relief to non-citizens and their families who were victims of the September 11, 2001 terrorist attacks.

Allows the Crime Victims Fund to accept private donations and modifies the formula for annual distributions to stabilize funding for victim services.

Excludes crime victim compensation from being counted as income or assets when determining eligibility for means-tested federal benefit programs.

Expresses the sense of Congress that the civil rights and liberties of all Americans, including Arab and Muslim Americans, must be protected and condemns acts of violence or discrimination against them.